The success of banks’ core offerings in many ways relies on the success of their issuing and acquiring solutions. With so many issuing and acquiring banks vying for the same, increasingly demanding customers, the competition is cut-throat. Add to this the ever-evolving technical and security complexities of payment ecosystems and the need for a payment expert is clear. With a deep understanding of and long track record in the banking industry, Kartuku is able to offer an array of solutions that support and improve banks’ issuing and acquiring businesses. By working with Kartuku, banks can rely on a trusted partner to effectively manage virtually all aspects of their payment ecosystem.



Transaction Management ​– providing an end-to-end, secure transaction processing solution which comes with full transaction administration and management tools and features, e.g. automated reconciliation and online,

real-time reporting. Click here to find out more about this featured solution... 



Switching and Processing - providing a hosted switch and transaction processing solution to address scalability, availability, and security requirements while benefiting from immense cost savings.



EDC/POS Managed Services – providing terminal estate management and maintenance services, inclusive of merchant customer care and support.



EDC/POS Terminal Access - opening up access to Kartuku’s nationwide network of EDC terminals from small, individual retail merchants to large-scale, multi-lane retailers. 



Internet Payment Gateway - enabling merchants to accept online payments securely and simply. ​Click here to find out more about this featured solutions...



EDC/POS Mini ATM - improving the convenience with which cardholders can pay bills, top up mobile phone accounts, check their bank accounts, and make transfers. ​​​Click here to find out more about this featured solutions...



Merchant Recruitment - expanding banks’ merchant customer base.



Encryption - protecting the end-to-end security and confidentiality of transaction data throughout the entire payment ecosystem.



POS-Web – Simplifying terminal estate management and maintenance operations and improve speed to market with a single application and TMS platform (one application and TMS compatible with all EDC/POS terminal brands) and remote terminal and software management functionality.



​​Value-Added Applications (Installments, Loyalty, Airport Lounge, and Promotions) – improving cardholder satisfaction and retention through special cardholder benefits and programs.