Many stakeholders - banks, corporate billers, biller aggregators, payment point operators, and payment service providers - play a crucial role in delivering much needed bill payment services via payment points to Indonesia’s vast population of 240 million people. Kartuku provides convenient and reliable electronic payment solutions that help these stakeholders maximize the marketability of bill payment services and the number of transactions captured at payment points.

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​EDC/POS Mini ATM - delivering end-to-end EDC/POS terminal-based ‘Mini ATM’ solution with comprehensive bill payment and fund transfer transaction functionality. ​​​Click here to find out more about this featured solution...

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​EDC/POS Managed Services – providing terminal estate management and maintenance services, inclusive of payment point customer care and support.

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​Internet Payment Gateway - enabling secure and simple delivery of bill payment services online. ​Click here to find out more about this featured solution...

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​EDC/POS Terminal Access - opening up access to Kartuku’s nationwide network of EDC/POS terminals from small, individual retail merchants to large-scale, multi-lane retailers.

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​Payment Point Recruitment - expanding payment point operators' networks of
payment points.