Economic prosperity is fueling strong retail spending and transforming Indonesia into one of the most promising consumer markets in the world. Kartuku helps merchants explore the full potential of their retail business. No matter what’s your line of retail business, whether small or nationwide, Kartuku delivers payment solutions that maximize transaction performance at the point of sale.

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​Transaction Management - automating settlement reconciliation and providing complete, real-time visibility of transactions through online web portals. 

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​Internet Payment Gateway - enabling retail merchants to expand into the online world and accept online payments securely and simply. ​​Click here to find out more about this featured solution...



​ECR Link - linking and integrating the EDC/POS terminal with the ECR (cash register) system, thereby automatically synchronized and reconciling transactions between the usually interdependent systems.



​EDC/POS Mini ATM - increasing foot traffic and transaction-based income by becoming a payment point for utility bills, electronic fund transfer, mobile phone top up, and many other types of transactions. ​Click here​ to find out more about this featured solution...



​Gift, Stored Value and Discount Cards - implementing secure and easy-to-manage gift, stored value, or discount card programs that increase traffic and boost sales.



​Loyalty - equipping businesses with the tools to engineer, execute, measure, and manage loyalty programs which encourage higher spending behavior through personalized, instant rewards at the point-of-sale.

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​Credit and Debit Card Acceptance - offering countertop and mobile payment facilities for all major card schemes and securing competitive merchant discount rates that save on processing fees, while providing the best merchant services.